A Romanian debt-planning prototype that explains what loans really cost, what to pay first, and when refinancing makes sense.
From the prototype
The problem
Debts spread across different banks make it hard to see the true cost, choose a repayment order, and compare refinancing after fees.
What we built
PePlus brings debts into one view, calculates repayment scenarios with a deterministic TypeScript engine, and ranks refinancing offers by net savings. The prototype includes simulated bank connections and applications.
Under the hood
The financial engine runs locally and independently of generative AI. The repository documents 22 tests covering calculations, eligibility, backend fallback, and demo regressions.
